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Where is Muncy Bank Financial, Inc. corporate headquarters? Who is Muncy Bank Financial, Inc. independent auditor? When is Muncy Bank Financial, Inc. fiscal year ended? How are Muncy Bank Financial, Inc. shares traded? Does Muncy Bank Financial, Inc. pay dividends? Who is Muncy Bank Financial, Inc. transfer agent? How do I transfer stock, change the address on my shareholder account, or replace a lost stock certificate? Does Muncy Bank Financial, Inc. have a direct stock purchase plan? How can I purchase Muncy Bank Financial, Inc. shares? When is Muncy Bank Financial, Inc. next earnings release? Whom should I contact regarding investor inquiries? What are the locations that Muncy Bank Financial, Inc. operates in? Where can I download and view quarterly and annual reports for Muncy Bank Financial, Inc.? What is Muncy Bank Financial, Inc. CUSIP? How do I get added to the Muncy Bank Financial, Inc. email distribution list? How can I get a copy of the annual report? When and where is Muncy Bank Financial, Inc. Annual Stockholders' Meeting? What is a special dividend?

Where is Muncy Bank Financial, Inc. corporate headquarters?

Muncy, Pennsylvania

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Who is Muncy Bank Financial, Inc. independent auditor?

S.R. Snodgrass, P.C.

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When is Muncy Bank Financial, Inc. fiscal year ended?

December, 31

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How are Muncy Bank Financial, Inc. shares traded?

Muncy Bank Financial, Inc. shares are traded on the over-the-counter (OTC) market under the stock symbol MYBF.

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Does Muncy Bank Financial, Inc. pay dividends?

Yes

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Who is Muncy Bank Financial, Inc. transfer agent?

Computershare

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How do I transfer stock, change the address on my shareholder account, or replace a lost stock certificate?

Investors should contact Computershare to address these issues.

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Does Muncy Bank Financial, Inc. have a direct stock purchase plan?

Muncy Bank Financial, Inc. does not have a direct stock purchase plan at this time.

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How can I purchase Muncy Bank Financial, Inc. shares?

Through our transfer agent, Computershare.

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When is Muncy Bank Financial, Inc. next earnings release?

The September 30, 2020 earnings will be released on or around October 20, 2020.

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Whom should I contact regarding investor inquiries?

Investor inquiries can be directed to Beth Benson, Corporate Secretary, at 570.940.1908.

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What are the locations that Muncy Bank Financial, Inc. operates in?

Muncy Bank Financial, Inc. is a holding company of The Muncy Bank & Trust Company. The Company provides commercial, mortgage, residential real estate, and consumer loan financing as well as deposit, investment, and trust services to its customers serviced by its eight community banking offices in Pennsylvania. Community banking offices are located in Muncy, Hughesville, Clarkstown, Montoursville, Dewart, Avis, Linden and Montgomery.

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Where can I download and view quarterly and annual reports for Muncy Bank Financial, Inc.?

Quarterly and annual reports can be downloaded from the investor relations page of our website at www.muncybank.com.

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What is Muncy Bank Financial, Inc. CUSIP?

Muncy Bank Financial, Inc. trades under the stock symbol MYBF.

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How do I get added to the Muncy Bank Financial, Inc. email distribution list?

You can add your email address to the investor relations area of the Muncybank.com website.

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How can I get a copy of the annual report?

All of our annual reports are located on the investor relations area of the Muncybank.com website

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When and where is Muncy Bank Financial, Inc. Annual Stockholders' Meeting?

The third Tuesday in April in Muncy, PA

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What is a special dividend?

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